PICTURE YOUR RETIREMENT
Explore what’s possible.
Picture your retirement. Explore what’s possible.
Savings when you retire
—Super + financial savingsAge Pension at your age 67
—Estimated annual household paymentFirst modelled funding gap
—Within the model periodHow resilient is this picture?
Model limits: retirement income is before personal tax. Minimum pension withdrawals, insurance premiums and aged-care costs are not simulated. Couples are supported with separate ages and retirement dates; bereavement, separation and changing household spending are not simulated. Do not treat “no gap” as a guarantee.
Your retirement timeline
Super and financial savings, in today's dollars
Read the annual chart figures
Smooth annual projections are illustrations, not predictions. Actual returns and future government rules will differ.
Talk through a possibility
Ask to change an input or explain a result.
Prototype assistant: limited modelling commands, not a connected AI adviser. Voice recognition may be processed by your browser provider; recordings are not saved by this app.
Understand these estimates
This is an illustration, not a prediction or recommendation. It does not consider every aspect of your circumstances. Consider obtaining advice from a licensed financial adviser before making financial decisions.
Age Pension is an estimate under stated assumptions, not an entitlement decision. Australian residence eligibility is assumed when selected. This prototype excludes Rent Assistance, Work Bonus, other benefits, gifting, cross-secured or investment loans, trusts, defined benefits, legacy pensions and aged care. It does not simulate mandatory pension withdrawals or calculate investment/property tax. Rental cash flows use your tax allowance. Contents use a fixed $10,000 default; actual Centrelink declarations can differ. Do not use it to make contribution or product decisions.
Inputs stay in this tab until you explicitly save a picture or favourite to your signed-in account. Saved pictures include financial details. You can delete them through Save my picture. Any earlier device backup stays on its original device. Download to keep your own copy. Projections are calculated on your device. Fund lookup sends only fund, option and account type to the lookup service; it sends no name, balance or salary.